In addition to the sums that the seller has suggested you pay for the new apartment, you will be charged with additional expenses that usually accompany the deal. Data below are approximate and depend on the cost of real estate, forms of payment, the cost of agency services, lawyers, bank rates and all other participants involved in the process of buying and selling.
|
Taxes
|
Estimated sum
|
|
|
tax on transfer of ownership rights OR
|
2.5%
|
|
|
VAT
|
10%
|
|
|
Agents
|
|
|
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real estate agency commission
|
2%
|
|
|
Mortgage
|
|
|
|
cost of concluding a credit bureau
|
€ 2
|
|
|
cost of issuance of a bill
|
€ 2
|
|
|
extract from the register of real estate
|
€ 10
|
|
|
certification of pledge application
|
€ 85
|
|
|
pledge registration
|
€ 170
|
|
|
processing of the application by the NKOSK
|
€ 30
|
|
|
award of NKOSK
|
1.75%
|
|
|
cost of credit processing
|
0.5 - 1.5%
|
|
|
cost of the valuation of the property
|
€ 100
|
every 3 years
|
|
insurance of real estate
|
€ 40
|
annually
|
|
life insurance
|
€ 100
|
annually
|
|
money transfer costs
|
€ 100
|
|
|
exchange differences
|
€ 200 - € 300
|
|
|
Contract
|
|
|
|
lawyer, preparation of preliminary and/or main contract
|
€ 150 - € 300
|
|
|
notary services, confirmation of preliminary and/or main contract
|
€ 300
|
depends on the value of the property
|
|
certification of other documents by a notary
|
€ 50
|
|
|
Registration
|
|
|
|
registration in the cadaster
|
€ 50
|
notary
|
|
Total
|
about 15% + € 1.640
|
|
If we made any mistake in these calculations, please be so kind to inform us about it, since this information is very important for all potential buyers of the apartment in a new building.
