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Approximate additional costs while buying an apartment

Troškovi  - baza znanja

In addition to the sums that the seller has suggested you pay for the new apartment, you will be charged with additional expenses that usually accompany the deal. Data below are approximate and depend on the cost of real estate, forms of payment, the cost of agency services, lawyers, bank rates and all other participants involved in the process of buying and selling.

Taxes

Estimated sum

 

tax on transfer of ownership rights OR

2.5%

 

VAT

10%

 

Agents

   

real estate agency commission

2%

 

Mortgage

   

cost of concluding a credit bureau

€ 2

 

cost of issuance of a bill

€ 2

 

extract from the register of real estate

€ 10

 

certification of pledge application

€ 85

 

pledge registration

€ 170

 

processing of the application by the NKOSK

€ 30

 

award of NKOSK

1.75%

 

cost of credit processing

0.5 - 1.5%

 

cost of the valuation of the property

€ 100

every 3 years

insurance of real estate

€ 40

annually

life insurance

€ 100

annually

money transfer costs

€ 100

 

exchange differences

€ 200 - € 300

 

Contract

   

lawyer, preparation of preliminary and/or main contract

€ 150 - € 300

 

notary services, confirmation of preliminary and/or main contract

€ 300 

depends on the value of the property

certification of other documents by a notary

€ 50

 

Registration

   

registration in the cadaster

€ 50

notary

Total

about 15% + € 1.640

 

 

If we made any mistake in these calculations, please be so kind to inform us about it, since this information is very important for all potential buyers of the apartment in a new building.

08.06.2018

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